📄 Refund Policy

Effective Date: [08 SEPTEMBER 2025]
Last Updated: [08 SEPTEMBER 2025]

At Kevin – Financial Education, we provide digital learning modules (videos and supporting slides) designed to help marine engineers prepare for exams and real shipboard operations.

Due to the nature of digital products, all sales are final.

1. No Refunds

• Once you purchase and access a module, refunds will not be issued under any circumstances.

• This policy applies to both individual modules and bundled packs.

2. Why No Refunds?

• Our products are delivered instantly after purchase.

• Videos and slides are valuable intellectual property, and once accessed, they cannot be “returned.”

• To prevent misuse (copying content and then requesting refunds), we enforce a strict no-refund policy.

3. Quality Commitment

While we do not offer refunds, we are committed to delivering high-quality, exam-focused training.

• If you face technical issues (e.g., cannot access a video), contact us at 📧 [Your Support Email/Gmail] and we’ll resolve it quickly.

• If you require in-depth guidance beyond our modules, we may refer you to HATC for advanced training.

4. Disclaimer

• Our modules are designed for educational purposes only.

• We do not claim official endorsement by the IMO, DG Shipping, or HATC.

• Content is prepared based on conventions, amendments, and exam trends to support learning, not to replace formal courses or official documents.

• While our goal is to simplify exams, we do not guarantee results (passing exams depends on individual effort, study habits, and examiner discretion).

5. Contact Us

If you have any questions about this Refund Policy or Disclaimer, reach out to us at:
Email : fernandes.rex@gmail.com

Whatsapp : +91 8600330512